Retirement—it’s something we all aim for, and HMOs can be a great way to get there. One investor nearing retirement shifted from single-lets to small HMOs in Birmingham and now earns enough to live comfortably, with the bonus of long-term capital growth.
If you’re thinking of using HMOs to fund retirement, target high-demand areas like Edgbaston or the city centre. Just remember, it’s not fully passive—licensing, tenant management, and maintenance all matter. But with the right approach, HMOs can provide a steady, secure income for the future.