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        If you invest (deposit) in , In years you will earn

        Rental Earn (Gross Rent)


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        Rent Enjoyed (Net Rent)


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        Return on Total Investment

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        Net Worth (Equity)


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        Property Value

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        ROI: ROI (Return on Investment) measures how much profit or loss you make compared to what you initially invested.

        CAGR: CAGR (Compound Annual Growth Rate) shows the average yearly growth rate of an investment or value over a specific period.

        Off-Plan ROI & Rental Income Calculator


        Experts Tip : Liverpool boasts an 8% rental yield and promising 7.2% property appreciation
        USP : It is the most secured location with highest footfall

        Click here to view Expenses

        Service Charges

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        Mortgage / month

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        Interest Only / month

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        Principal Left to Repay

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        Interest Repayment

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        Property Management Service

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        Stamp Duty

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        Click here to view the average rates in




        Let’s break down how these calculations work

        Rental Earned

        This is the total amount of rent you expect to earn over your investment period. It’s calculated by multiplying the property value by the average rental yield and factoring in the compounded annual appreciation in rental income.

        Rent Enjoyed

        Your monthly profit from the rental is left after paying for property management, service charges, and the mortgage.

        Return on Total Investment

        Return on total investment is calculated by adding the rental earnings and property value, then subtracting the service charges, remaining principal, mortgage payments, and property management fees.

        Net Worth

        Your net worth is calculated by deducting the remaining principal from the appreciated property value.

        Property Value

        The property’s value is calculated by a compounded annual expected appreciation rate over your investment period.

        Service Charge

        This is a regular payment made by property owners in multi-unit buildings (flats, apartments) to cover the upkeep of shared areas and services. It’s calculated by multiplying the service charge rate for your chosen location by the property value, and increases annually at the same rate as the expected property value appreciation.

        Mortgage / month

        The amount you contribute towards paying off your mortgage, along with the interest, every month.

        Interest Only / month

        This is the amount you pay each month that covers only the interest on your mortgage, not the principal amount. This makes the initial monthly payments lower, but you will still owe the full loan amount at the end of the term, requiring repayment through selling the property, saving, or refinancing.

        Principal Left to Repay

        The remaining amount you owe to the bank for your mortgage. It’s the money you still need to pay back.

        Mortgage Paid

        This is the total amount of your mortgage that you’ve already repaid over the course of your mortgage term.

        Interest Paid

        This is the total amount of interest you’ve already paid on your mortgage loan over the course of your investment period.

        Property Management Service

        The fee you pay to a company for managing your rental property to find tenants, collect rent, do maintenance, and provide tenant support. It’s calculated by multiplying the total rental income earned with the property management fee percentage

        Stamp Duty

        A tax that you, as a home buyer in England and Northern Ireland, have to pay when purchasing a property. This is further explained in the footnotes below.

        Property / Lease Premium / Transfer Value

        SDLT Rate

        Up to £250,000

        0%

        £250,001 to £925,000

        5%

        £925,001 to £1,500,000

        10%

        Above £1,500,000

        12%

        Reason for Stamp Duty Surcharge

        Surcharge Rate

        Buying additional properties

        3%

        Non-UK residence

        2%

        Your Passive Rental Income Per Month Breakup

        In , with rental yield & appreciation

        # Annual Total represents the cumulative sum of each year’s monthly rental, each multiplied by 12.
        *Important Note: These are just estimates, and actual rental income may vary.