This is the total amount of rent you expect to earn over your investment period. It’s calculated by multiplying the property value by the average rental yield and factoring in the compounded annual appreciation in rental income.

Your monthly profit from the rental is left after paying for property management, service charges, and the mortgage.

Return on total investment is calculated by adding the rental earnings and property value, then subtracting the service charges, remaining principal, mortgage payments, and property management fees.

Your net worth is calculated by deducting the remaining principal from the appreciated property value.

The property’s value is calculated by a compounded annual expected appreciation rate over your investment period.

This is a regular payment made by property owners in multi-unit buildings (flats, apartments) to cover the upkeep of shared areas and services. It’s calculated by multiplying the service charge rate for your chosen location by the property value, and increases annually at the same rate as the expected property value appreciation.

The amount you contribute towards paying off your mortgage, along with the interest, every month.

This is the amount you pay each month that covers only the interest on your mortgage, not the principal amount. This makes the initial monthly payments lower, but you will still owe the full loan amount at the end of the term, requiring repayment through selling the property, saving, or refinancing.

The remaining amount you owe to the bank for your mortgage. It’s the money you still need to pay back.

This is the total amount of interest you’ve already paid on your mortgage loan over the course of your investment period.

The fee you pay to a company for managing your rental property to find tenants, collect rent, do maintenance, and provide tenant support. It’s calculated by multiplying the total rental income earned with the property management fee percentage