How Much Deposit Do I Need for a Buy to Let in 2019?
So you want to buy a rental property and everyone knows that you need a minimum of 25% deposit? Or is that the case? Well most buy-to-let mortgages do indeed need to be 25%, but there are lenders out there that could stretch this figure, with some offering an 85% LTV meaning that you could […]
Buy to Let: Are You a True Investor?
Over the last few years, the buy to let market has been facing some very strong headwinds that are pushing many so-called ‘hobby’ landlords out of the market, as their ability to raise finance on these projects becomes increasingly difficult. Add to that the introduction of a 3% stamp duty levy on second homes, and […]
Where to Invest & What to Buy: The 2018 Summer Edition
How do you choose where to invest? What is the driver behind your decision-making process? Are you simply following the crowd, is there something you have missed, some untapped location, some upcoming property hotspot that will be the exciting new opportunity that will make you the toast of your friends? At Flambard Williams, we believe […]
How The Latest Property Trends Are Impacting UK Prices
With the latest trends impacting property prices, we take a look at what can be expected in 2018, and where these effects are felt the most. These are just some of the questions often asked by our clients, so hopefully we’ll provide an answer and give guidance where solutions are possible. The Brexit Vote There […]
Buy to Let Loopholes: Save More, Earn More
If you’re new to buy to let, you might not appreciate the full implications. Up until now, people buying property to let have been able to claim tax relief on their mortgage interest payments at their marginal rate of tax. This means that a basic rate taxpayer would get 20% tax relief, but those at […]
3 Simple Tricks to Becoming an Expert Buy to Let Investor
Want to become a better buy to let investor? Or are you thinking of investing in your first buy to let and starting your property investment journey? We’ve got you covered. Read on for our top three simple tricks to becoming an expert investor in the buy to let sector. 1. The Perfect Price Price […]
Investing in the UK Property Market as a Non Resident
As an investor from outside the UK, your main consideration when buying property in the UK is the exchange rate and where it is relative to your own local currency. Over the last 18 months since the Brexit vote, sterling has dropped in value, and it has been this move that has led to a […]
Bitcoin Vs. Property: Where Should You Invest YOUR Money?
Over the last few months, everyone I talk to seems to bring up Crypto currency, and more specifically the term Bitcoin. This all started last October, when all of a sudden the price of a bitcoin made a dramatic leap in value, offering any lucky investor at the time phenomenal rewards. Let’s put some numbers […]
Is the End near for the Buy to Let Market?
The last year or so has been difficult for the buy to let investor, and whether you are a seasoned professional or new to the market, it would have been tough to keep up with the raft of reforms that have been placed on the buy to let sector. The list is large and although […]
What Does the Latest Interest Rate Mean for the Buy to Let Market?
The other week, the Bank of England’s MPC raised UK rates from 0.25% to 0.5%, the first move higher in rates for almost a decade. What will this do to the property market and buy-to-let investors? Well believe it or not, most mortgages issued in the UK are fixed term deals (80% of new loans […]
